Skip to content

Independent Bank Corp INDB Accretion of acquired loans

Accretion of acquired loans at other companies

ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
-$48K+5.9%
HOM
Home BancSharesHOMB
$1.06M-23.0%
CVB Financial logo
CVB FinancialCVBF
$569K-15.6%
Fulton Financial logo
Fulton FinancialFULT
$10.31M-21.5%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$9.67M+22.6%
Prosperity Bancshares logo
Prosperity BancsharesPB
$3.75M+13.9%

Other financials

Income statement

See full
Revenue$252.7M+41.9%
Net income$79.9M+79.9%
EPS (diluted)$1.63+56.7%

Balance sheet

See full
Cash & equivalents$729.0M+1.7%
Total debt$776.3M-9.7%
Total equity$3.5B+16.8%
Total assets$24.8B+24.6%

Cash flow

See full
Operating cash flow$117.2M+779%
CapEx$5.6M+176%
Free cash flow$111.6M+887%

Valuation

See full
Market cap$3.91B+36.8%
Enterprise value$3.96B+31.6%
P/E16.3×+1.1×
P/S4.2×+0.1×

Profitability

See full
Net margin25.8%-1.1pp
FCF margin36.4%+11.5pp

Returns & leverage

See full
Return on equity7.3%+0.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Independent Bank Corp in its filing.

Tagged under the XBRL concept indb:AccretionOfAcquiredLoans.

The official record: Independent Bank Corp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corp's accretion of acquired loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corp's accretion of acquired loans?
Independent Bank Corp (INDB) reported accretion of acquired loans of $9.19M in Q1 2026.
How has Independent Bank Corp's accretion of acquired loans changed year-over-year?
Independent Bank Corp's accretion of acquired loans increased by 2140.5% year-over-year, from $410K to $9.19M.
What is the long-term trend for Independent Bank Corp's accretion of acquired loans?
Over 4 years (2021 to 2025), Independent Bank Corp's accretion of acquired loans has grown at a 13.8% compound annual growth rate (CAGR), from $6.88M to $11.53M.
What does accretion of acquired loans mean?
This reflects the non-cash income recognized from the accretion of discounts on loans acquired through business combinations. It represents the gradual increase in the carrying value of acquired loans toward their expected collection amount. This metric is critical for evaluating the earnings contribution from past acquisitions.