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Bank of Marin Bancorp BMRC Accretion Of Discount On Acquired Loans

Accretion Of Discount On Acquired Loans at other companies

Plumas Bancorp logo
Plumas BancorpPLBC
-$681K
First Bancorp logo
First BancorpFBNC
$1.29M-41.0%
CVB Financial logo
CVB FinancialCVBF
$569K-15.6%
Prosperity Bancshares logo
Prosperity BancsharesPB
$3.75M+13.9%
First Community Bankshares logo
First Community BanksharesFCBC
$490K-11.9%
Fulton Financial logo
Fulton FinancialFULT
$10.31M-21.5%

Other financials

Income statement

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Revenue$34.1M+26.4%
Net income$8.5M+74.5%
EPS (diluted)$0.53+76.7%

Balance sheet

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Cash & equivalents$236.6M-9.0%
Total debt$69.8M+221%
Total equity$394.5M-10.3%
Total assets$3.9B+3.4%

Cash flow

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Operating cash flow$1.1M-78.0%
CapEx$164.0K-47.8%
Free cash flow$921.0K-80.1%

Valuation

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Market cap$426.11M+23.3%
Enterprise value$259.26M+141%
P/S11.1×+6.5×

Profitability

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Net margin-83.2%-94.1pp
FCF margin87.2%+49.4pp

Returns & leverage

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Return on equity-7.7%-10.1pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Bank of Marin Bancorp in its filing.

Tagged under the XBRL concept bmrc:AccretionOfDiscountOnAcquiredLoans.

The official record: Bank of Marin Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of Marin Bancorp's accretion of discount on acquired loans?
Bank of Marin Bancorp (BMRC) reported accretion of discount on acquired loans of -$5K in Q1 2026.
How has Bank of Marin Bancorp's accretion of discount on acquired loans changed year-over-year?
Bank of Marin Bancorp's accretion of discount on acquired loans increased by 88.9% year-over-year, from -$45K to -$5K.
What is the long-term trend for Bank of Marin Bancorp's accretion of discount on acquired loans?
Over 3 years (2021 to 2025), Bank of Marin Bancorp's accretion of discount on acquired loans has grown at a -38.3% compound annual growth rate (CAGR), from $571K to $134K.
What does accretion of discount on acquired loans mean?
This represents the non-cash income recognized from the accretion of discounts on loans acquired through business combinations or portfolio purchases. It reflects the gradual recognition of the difference between the fair value of the loans at the time of acquisition and their contractual principal balance. This metric is a key driver of net interest margin for banks that grow through acquisitions.