First Bancorp FBNC Loan Discount Accretion
Loan Discount Accretion at other companies
Other financials
Where this comes from
Reported directly by First Bancorp in its filing.
Tagged under the XBRL concept fbnc:LoanDiscountAccretion.
The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is First Bancorp's loan discount accretion?
- First Bancorp (FBNC) reported loan discount accretion of $1.29M in Q1 2026.
- How has First Bancorp's loan discount accretion changed year-over-year?
- First Bancorp's loan discount accretion decreased by 41.0% year-over-year, from $2.19M to $1.29M.
- What is the long-term trend for First Bancorp's loan discount accretion?
- Over 4 years (2021 to 2025), First Bancorp's loan discount accretion has grown at a -4.2% compound annual growth rate (CAGR), from $8.81M to $7.44M.
- What does loan discount accretion mean?
- This represents the non-cash income recognized from the accretion of discounts on acquired loan portfolios, typically resulting from purchase accounting adjustments. It reflects the gradual recognition of the difference between the fair value of loans at acquisition and their contractual principal balance. This metric helps investors understand the impact of acquisition accounting on reported interest income.