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Fulton Financial FULT Accretion (Amortization) of Loan Discounts

Accretion (Amortization) of Loan Discounts at other companies

MFA Financial logo
MFA FinancialMFA
-$3.15M-325%
Ladder Capital logo
Ladder CapitalLADR
$4.53M+65.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$3.75M+13.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$9.67M+22.6%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$81.47M+34.6%
Wintrust Financial logo
Wintrust FinancialWTFC
-$14.14M-339%

Other financials

Income statement

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Revenue$331.9M+4.2%
Net income$94.8M+1.9%
EPS (diluted)$0.51+4.1%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.5B+7.1%
Total assets$32.2B+0.3%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.38B+11.1%
Enterprise value$5.25B+1.6%
P/E11.1×-1.2×
P/S3.3×+0.2×

Profitability

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Net margin29.7%+4.9pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11.6%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept fult:AccretionAmortizationOfLoanDiscounts.

The official record: Fulton Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fulton Financial's accretion (amortization) of loan discounts?
Fulton Financial (FULT) reported accretion (amortization) of loan discounts of $10.31M in Q1 2026.
How has Fulton Financial's accretion (amortization) of loan discounts changed year-over-year?
Fulton Financial's accretion (amortization) of loan discounts decreased by 21.5% year-over-year, from $13.13M to $10.31M.
What does accretion (amortization) of loan discounts mean?
This reflects the non-cash income recognized from the accretion of discounts on acquired loan portfolios, typically resulting from business combinations or distressed debt purchases. It represents the gradual recognition of the difference between the fair value of loans at acquisition and their contractual principal amount. Investors use this to understand the impact of purchase accounting adjustments on reported interest income.