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Wintrust Financial WTFC (Accretion) Amortization Of Discounts And Premiums On Loans

(Accretion) Amortization Of Discounts And Premiums On Loans at other companies

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Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:AccretionAmortizationOfDiscountsAndPremiumsOnLoans.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's (accretion) amortization of discounts and premiums on loans?
Wintrust Financial (WTFC) reported (accretion) amortization of discounts and premiums on loans of -$14.14M in Q1 2026.
How has Wintrust Financial's (accretion) amortization of discounts and premiums on loans changed year-over-year?
Wintrust Financial's (accretion) amortization of discounts and premiums on loans decreased by 339.4% year-over-year, from $5.91M to -$14.14M.
What is the long-term trend for Wintrust Financial's (accretion) amortization of discounts and premiums on loans?
Over 4 years (2021 to 2025), Wintrust Financial's (accretion) amortization of discounts and premiums on loans has grown at a -30.3% compound annual growth rate (CAGR), from $83.43M to $19.74M.
What does (accretion) amortization of discounts and premiums on loans mean?
The accounting adjustment to interest income for loans bought or sold at prices other than their face value.
How do you interpret (accretion) amortization of discounts and premiums on loans?
Reflects the bank's loan acquisition strategy and the interest rate environment at the time of origination or purchase.
How does (accretion) amortization of discounts and premiums on loans compare across companies?
Common in banking; peers with active M&A or loan purchase programs will show higher activity here.