Affirm Holdings, Inc. Accretion (Amortization) Of Discounts And Premiums, Financing Receivables increased by 3.2% to $81.47M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 34.6%, from $60.53M to $81.47M. Over 4 years (FY 2021 to FY 2025), Accretion (Amortization) Of Discounts And Premiums, Financing Receivables shows an upward trend with a 26.8% CAGR.
Fluctuations reflect changes in the composition and pricing of the loan portfolio rather than operational performance.
This adjustment accounts for the non-cash amortization of premiums or accretion of discounts on financing receivables ov...
Common in financial services firms that purchase or originate loans at a discount or premium.
operating_accretion_amortization_of_discounts_and_premiu_ac08ae| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $29.67M | $35.71M | $51.97M | $42.04M | $42.25M | $34.60M | $34.26M | $34.62M | $37.61M | $41.14M | $46.84M | $49.70M | $50.03M | $52.06M | $59.23M | $60.53M | $61.97M | $65.07M | $78.93M | $81.47M |
| QoQ Change | — | +20.4% | +45.5% | -19.1% | +0.5% | -18.1% | -1.0% | +1.0% | +8.6% | +9.4% | +13.9% | +6.1% | +0.6% | +4.1% | +13.8% | +2.2% | +2.4% | +5.0% | +21.3% | +3.2% |
| YoY Change | — | — | — | — | +42.4% | -3.1% | -34.1% | -17.7% | -11.0% | +18.9% | +36.7% | +43.6% | +33.0% | +26.6% | +26.5% | +21.8% | +23.9% | +25.0% | +33.2% | +34.6% |