Operating

Accretion (Amortization) Of Discounts And Premiums, Financing Receivables

Affirm Holdings, Inc. Accretion (Amortization) Of Discounts And Premiums, Financing Receivables increased by 3.2% to $81.47M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 34.6%, from $60.53M to $81.47M. Over 4 years (FY 2021 to FY 2025), Accretion (Amortization) Of Discounts And Premiums, Financing Receivables shows an upward trend with a 26.8% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2019
Last reportedQ3 2026May 7, 2026

How to read this metric

Fluctuations reflect changes in the composition and pricing of the loan portfolio rather than operational performance.

Detailed definition

This adjustment accounts for the non-cash amortization of premiums or accretion of discounts on financing receivables ov...

Peer comparison

Common in financial services firms that purchase or originate loans at a discount or premium.

Metric ID: operating_accretion_amortization_of_discounts_and_premiu_ac08ae

Historical Data

20 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Value$29.67M$35.71M$51.97M$42.04M$42.25M$34.60M$34.26M$34.62M$37.61M$41.14M$46.84M$49.70M$50.03M$52.06M$59.23M$60.53M$61.97M$65.07M$78.93M$81.47M
QoQ Change+20.4%+45.5%-19.1%+0.5%-18.1%-1.0%+1.0%+8.6%+9.4%+13.9%+6.1%+0.6%+4.1%+13.8%+2.2%+2.4%+5.0%+21.3%+3.2%
YoY Change+42.4%-3.1%-34.1%-17.7%-11.0%+18.9%+36.7%+43.6%+33.0%+26.6%+26.5%+21.8%+23.9%+25.0%+33.2%+34.6%
Range$29.67M$81.47M
CAGR+23.7%
Avg YoY Growth+18.8%
Median YoY Growth+25.7%
Current Streak13 quarters growth

Frequently Asked Questions

What is Affirm Holdings, Inc.'s accretion (amortization) of discounts and premiums, financing receivables?
Affirm Holdings, Inc. (AFRM) reported accretion (amortization) of discounts and premiums, financing receivables of $81.47M in Q1 2026.
How has Affirm Holdings, Inc.'s accretion (amortization) of discounts and premiums, financing receivables changed year-over-year?
Affirm Holdings, Inc.'s accretion (amortization) of discounts and premiums, financing receivables increased by 34.6% year-over-year, from $60.53M to $81.47M.
What is the long-term trend for Affirm Holdings, Inc.'s accretion (amortization) of discounts and premiums, financing receivables?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s accretion (amortization) of discounts and premiums, financing receivables has grown at a 26.8% compound annual growth rate (CAGR), from $90.37M to $233.80M.
What does accretion (amortization) of discounts and premiums, financing receivables mean?
Non-cash adjustment for the difference between a loan's purchase price and its face value.