Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)
M&T Bank Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) decreased by 197.5% to -$269.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.5%, from -$265.00M to -$269.00M. Over 2 years (FY 2023 to FY 2025), Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) shows a downward trend with a -12.6% CAGR.
Analysis
How to read this metric
An increase may indicate higher recent loan origination activity or specific purchase accounting adjustments, while a decrease suggests the amortization of older portfolios.
Detailed definition
This represents the net balance of unamortized loan origination fees, costs, and purchase premiums or discounts associat...
Peer comparison
Standard across all commercial banks; peers typically report this as a component of the net carrying value of loans.
other_financing_receivable_unamortized_loan_commitment_o_3b26efHistorical Data
| Q4 '23 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|
| Value | $361.00M | -$277.00M | -$265.00M | -$301.00M | -$279.00M | $276.00M | -$269.00M |
| QoQ Change | — | -176.7% | +4.3% | -13.6% | +7.3% | +198.9% | -197.5% |
| YoY Change | — | -176.7% | — | — | — | +199.6% | -1.5% |
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) at Other Companies
Frequently Asked Questions
- What is M&T Bank's financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
- M&T Bank (MTB) reported financing receivable, unamortized loan cost (fee) and purchase premium (discount) of -$269.00M in Q1 2026.
- How has M&T Bank's financing receivable, unamortized loan cost (fee) and purchase premium (discount) changed year-over-year?
- M&T Bank's financing receivable, unamortized loan cost (fee) and purchase premium (discount) decreased by 1.5% year-over-year, from -$265.00M to -$269.00M.
- What is the long-term trend for M&T Bank's financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
- Over 2 years (2023 to 2025), M&T Bank's financing receivable, unamortized loan cost (fee) and purchase premium (discount) has grown at a -12.6% compound annual growth rate (CAGR), from $361.00M to $276.00M.
- What does financing receivable, unamortized loan cost (fee) and purchase premium (discount) mean?
- The net balance of deferred fees, costs, and premiums or discounts on loans that are being amortized over time.