Fifth Third Bank Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) decreased by 64.4% to -$355.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 27.2%, from -$279.00M to -$355.00M. Over 3 years (FY 2022 to FY 2025), Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) shows a downward trend with a 13.9% CAGR.
An increase may indicate higher recent loan origination activity or specific purchase accounting adjustments, while a decrease suggests the amortization of older portfolios.
This represents the net balance of unamortized loan origination fees, costs, and purchase premiums or discounts associat...
Standard across all commercial banks; peers typically report this as a component of the net carrying value of loans.
other_financing_receivable_unamortized_loan_commitment_o_3b26ef| Q4 '22 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $146.00M | -$339.00M | -$395.00M | -$375.00M | -$360.00M | -$316.00M | -$324.00M | -$279.00M | -$234.00M | -$206.00M | -$216.00M | -$355.00M |
| QoQ Change | — | -332.2% | -16.5% | +5.1% | +4.0% | +12.2% | -2.5% | +13.9% | +16.1% | +12.0% | -4.9% | -64.4% |
| YoY Change | — | — | -370.5% | — | — | +6.8% | +18.0% | +25.6% | +35.0% | +34.8% | +33.3% | -27.2% |