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John Marshall Bancorp JMSB Accretion (Amortization) of Discounts and Premiums, Investments

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Other financials

Income statement

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Revenue$18.8M+21.7%
Net income$7.0M+37.5%
EPS (diluted)$0.50+38.9%

Balance sheet

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Cash & equivalents$159.0M+36.0%
Total debt$4.3M-11.1%
Total equity$273.8M+7.9%
Total assets$2.4B+5.9%

Cash flow

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Operating cash flow$5.0M-33.1%
CapEx$6.0K-96.3%
Free cash flow$5.0M-31.8%

Valuation

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Market cap$323.87M+19.8%
Enterprise value$169.11M+6.9%
P/E13.3×-1.0×
P/S4.8×+0.1×

Profitability

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Net margin35.8%+3.3pp
FCF margin31.7%-3.7pp

Returns & leverage

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Return on equity9.3%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by John Marshall Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: John Marshall Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:30 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092388
Line itemSix months ended / June 30, 2026Six months ended / June 30, 2025
Right of use asset amortization527342
Provision for credit losses281707
Share-based compensation expense282238
Net accretion of securities(159)(101)
Fair value adjustment on equity securities(249)(206)
Amortization of debt issuance costs4142
Net loss on premises and equipment3
Gain on sale of other assets(835)

Item 1. Financial Statements

FAQ

What is John Marshall Bancorp's accretion (amortization) of discounts and premiums, investments?
John Marshall Bancorp (JMSB) reported accretion (amortization) of discounts and premiums, investments of $90K in Q2 2026.
How has John Marshall Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
John Marshall Bancorp's accretion (amortization) of discounts and premiums, investments increased by 73.1% year-over-year, from $52K to $90K.
What is the long-term trend for John Marshall Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), John Marshall Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -19.7% compound annual growth rate (CAGR), from -$488K to $203K.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the periodic adjustment to the carrying value of investment securities to account for the difference between the purchase price and the par value. It serves to align the effective yield of the investment portfolio with the interest income recognized over the life of the securities.

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