Loans held for sale activity

Operating

JPMorgan Chase Loans held for sale activity increased by 25.9% to $63.95B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.2%, from $57.02B to $63.95B. Over 4 years (FY 2021 to FY 2025), Loans held for sale activity shows a downward trend with a -8.6% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryEfficiency
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

High activity suggests strong origination volume and secondary market demand, while low activity may indicate a slowdown in lending or market liquidity.

Detailed definition

This metric tracks the net cash impact of originating loans specifically intended for sale in the secondary market rathe...

Peer comparison

Comparable to mortgage banking or loan-origination activities at other large commercial banks.

Metric ID: cf_loans_held_for_sale

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$85.48B$83.94B$91.45B$75.56B$41.21B$32.66B$18.29B$20.87B$26.87B$35.42B$33.26B$47.31B$52.60B$48.38B$57.02B$62.72B$57.78B$50.78B$63.95B
QoQ Change-1.8%+8.9%-17.4%-45.5%-20.7%-44.0%+14.1%+28.7%+31.8%-6.1%+42.2%+11.2%-8.0%+17.9%+10.0%-7.9%-12.1%+25.9%
YoY Change-51.8%-61.1%-80.0%-72.4%-34.8%+8.5%+81.9%+126.6%+95.7%+36.6%+71.4%+32.6%+9.8%+5.0%+12.2%
Range$18.29B$91.45B
CAGR-6.2%
Avg YoY Growth+12.0%
Median YoY Growth+9.8%

Frequently Asked Questions

What is JPMorgan Chase's loans held for sale activity?
JPMorgan Chase (JPM) reported loans held for sale activity of $63.95B in Q4 2025.
How has JPMorgan Chase's loans held for sale activity changed year-over-year?
JPMorgan Chase's loans held for sale activity increased by 12.2% year-over-year, from $57.02B to $63.95B.
What is the long-term trend for JPMorgan Chase's loans held for sale activity?
Over 4 years (2021 to 2025), JPMorgan Chase's loans held for sale activity has grown at a -8.6% compound annual growth rate (CAGR), from $336.41B to $235.23B.
What does loans held for sale activity mean?
The net cash flow from creating loans that the bank intends to sell to other investors.

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