Net change in short-term borrowings

Financing

JPMorgan Chase Net change in short-term borrowings increased by 7640.0% to $3.39B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.2%, from $3.05B to $3.39B. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementCash Flow Statement
SectionFinancing
CategoryLeverage
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase may signal a need for temporary liquidity, while a decrease shows the company is reducing its immediate debt burden.

Detailed definition

The net change in the company's short-term debt obligations, such as commercial paper or bank lines of credit. This refl...

Peer comparison

Highly seasonal businesses or those with large financial subsidiaries often show high volatility in this metric compared to pure-play service firms.

Metric ID: cf_short_term_borrowings_net

Historical Data

12 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value-$3.53B-$1.15B$3.06B$4.30B$1.32B$1.44B$861.00M$3.05B$2.08B$10.82B-$45.00M$3.39B
QoQ Change+67.3%+365.9%+40.4%-69.3%+9.2%-40.3%+254.4%-31.7%+419.0%-100.4%>999%
YoY Change+137.5%+649.6%-105.2%+11.2%
Range-$3.53B$10.82B
CAGR-1.4%
Avg YoY Growth+173.3%
Median YoY Growth+74.4%

Frequently Asked Questions

What is JPMorgan Chase's net change in short-term borrowings?
JPMorgan Chase (JPM) reported net change in short-term borrowings of $3.39B in Q3 2025.
How has JPMorgan Chase's net change in short-term borrowings changed year-over-year?
JPMorgan Chase's net change in short-term borrowings increased by 11.2% year-over-year, from $3.05B to $3.39B.
What does net change in short-term borrowings mean?
The net amount of new short-term debt taken on or paid off.

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