Card income

Revenue

JPMorgan Chase Card income decreased by 10.5% to $1.02B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 36.3%, from $1.60B to $1.02B. Over 4 years (FY 2021 to FY 2025), Card income shows relatively stable performance with a -1.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

Growth signals increased consumer spending and higher card usage among the bank's customer base.

Detailed definition

This metric captures revenue from credit and debit card operations, including interchange fees, late fees, and other car...

Peer comparison

Comparable to card-related revenue at other major consumer credit card issuers.

Metric ID: is_card_income

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.65B$1.01B$1.10B$975.00M$1.13B$1.09B$1.23B$1.23B$1.09B$1.21B$1.25B$1.22B$1.33B$1.35B$1.60B$1.22B$1.34B$1.14B$1.02B
QoQ Change-39.0%+9.5%-11.4%+16.2%-4.1%+12.9%+0.7%-11.3%+10.5%+3.1%-2.3%+9.4%+1.0%+19.1%-24.1%+10.5%-15.2%-10.5%
YoY Change-31.2%+8.1%+11.5%+26.6%-3.4%+11.3%+1.7%-1.3%+21.8%+11.2%+28.5%-0.2%+0.9%-15.2%-36.3%
Range$975.00M$1.65B
CAGR-10.1%
Avg YoY Growth+2.3%
Median YoY Growth+1.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is JPMorgan Chase's card income?
JPMorgan Chase (JPM) reported card income of $1.02B in Q4 2025.
How has JPMorgan Chase's card income changed year-over-year?
JPMorgan Chase's card income decreased by 36.3% year-over-year, from $1.60B to $1.02B.
What is the long-term trend for JPMorgan Chase's card income?
Over 4 years (2021 to 2025), JPMorgan Chase's card income has grown at a -1.9% compound annual growth rate (CAGR), from $5.10B to $4.72B.
What does card income mean?
Revenue earned from credit and debit card transactions and related fees.

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