Provision for Credit Losses

Operating Expenses

JPMorgan Chase Provision for Credit Losses increased by 367833.3% to $11.03B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 25.8%, from $8.77B to $11.03B. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 11.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease suggests improving credit conditions.

Detailed definition

An expense charged to the income statement to maintain the allowance for loan and lease losses at a level management dee...

Peer comparison

Standard risk metric for all lending institutions; highly comparable across the banking industry.

Metric ID: is_provision_for_credit_losses

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value-$7.00M-$14.00M-$4.96B$1.37B$6.00M$14.00M$5.00B$2.05B$13.00M$13.00M$7.25B$1.89B$23.00M-$2.00M$8.77B$3.19B-$10.00M-$3.00M$11.03B
QoQ Change-100.0%<-999%+127.6%-99.6%+133.3%>999%-59.1%-99.4%+0.0%>999%-74.0%-98.8%-108.7%>999%-63.6%-100.3%+70.0%>999%
YoY Change+185.7%+200.0%+200.9%+49.6%+116.7%-7.1%+44.9%-7.8%+76.9%-115.4%+21.0%+69.2%-143.5%-50.0%+25.8%
Range-$4.96B$11.03B
CAGR+413.5%
Avg YoY Growth+44.5%
Median YoY Growth+44.9%
Current Streak2 quarters growth

Business Segments

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Frequently Asked Questions

What is JPMorgan Chase's provision for credit losses?
JPMorgan Chase (JPM) reported provision for credit losses of $11.03B in Q4 2025.
How has JPMorgan Chase's provision for credit losses changed year-over-year?
JPMorgan Chase's provision for credit losses increased by 25.8% year-over-year, from $8.77B to $11.03B.
What is the long-term trend for JPMorgan Chase's provision for credit losses?
Over 4 years (2021 to 2025), JPMorgan Chase's provision for credit losses has grown at a 11.3% compound annual growth rate (CAGR), from -$9.26B to $14.21B.
What does provision for credit losses mean?
The amount of money set aside to cover potential losses from loans that may not be repaid.

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