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Kemper KMPR Future policy benefits

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Jun 30, 2026Jun 30, 2025
Net Liability for Future Policyholder Benefits, post-flooring$2,638.3$2,660.3
Deferred Profit Liability510.3444.5
Other1129.5130.5
Total Life and Health Insurance Reserves$3,278.1$3,235.3
1Other primarily consists of Accident and Health and Universal Life reserves

Item 1. Financial Statements

FAQ

What is Kemper's future policy benefits?
Kemper (KMPR) reported future policy benefits of $2.64B in Q2 2026.
How has Kemper's future policy benefits changed year-over-year?
Kemper's future policy benefits decreased by 0.8% year-over-year, from $2.66B to $2.64B.
What does future policy benefits mean?
Liability for future insurance policy benefits (life, annuity, health)

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