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Horace Mann Educators HMN Future policy benefits

Future policy benefits at other companies

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Segments

By product

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Experience life$721.3M-3.8%
Term Life$144.1M
SPIA (life contingent)$93.2M-4.1%
Other$80.3M-6.7%
Cancer$64.4M-10.7%
Limited-Pay Whole Life$54.1M+0.7%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's future policy benefits?
Horace Mann Educators (HMN) reported future policy benefits of $1.58B in Q1 2026.
How has Horace Mann Educators's future policy benefits changed year-over-year?
Horace Mann Educators's future policy benefits decreased by 3.4% year-over-year, from $1.64B to $1.58B.
What is the long-term trend for Horace Mann Educators's future policy benefits?
Over 5 years (2020 to 2025), Horace Mann Educators's future policy benefits has grown at a -24.2% compound annual growth rate (CAGR), from $6.45B to $1.61B.
What does future policy benefits mean?
This liability represents the actuarially determined present value of future obligations to policyholders for long-duration contracts like life insurance and annuities. It is a primary measure of the company's long-term financial commitment to its policyholders. Changes in this balance reflect shifts in business volume and actuarial assumptions regarding mortality and interest rates.