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Horace Mann Educators HMN Other — Liability for Future Policy Benefit, after Reinsurance

Other product segments

Experience life
$720.5M-3.8%
Term Life
$122.3M+3.7%
SPIA (life contingent)
$89.3M-4.6%
Cancer
$64.4M-10.7%
Limited-Pay Whole Life
$52.7M+0.8%
Disability
$21.2M-2.8%
Accident
$17.3M-7.5%

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$393M+4.2%
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VOYAOther — Liability for Future Policy Benefit, before Reinsurance
$319M-11.9%
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AFLOther — Liability for Future Policy Benefit, after Reinsurance
$3.21B-17.2%
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RGAInsurance, Other — Liability for Future Policy Benefit, after Reinsurance
$38.88B+23.1%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%
Enterprise value$2.61B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitAfterReinsurance.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's other — liability for future policy benefit, after reinsurance?
Horace Mann Educators (HMN) reported other — liability for future policy benefit, after reinsurance of $80.3M in Q1 2026.
How has Horace Mann Educators's other — liability for future policy benefit, after reinsurance changed year-over-year?
Horace Mann Educators's other — liability for future policy benefit, after reinsurance decreased by 6.7% year-over-year, from $86.1M to $80.3M.
What is the long-term trend for Horace Mann Educators's other — liability for future policy benefit, after reinsurance?
Over 2 years (2023 to 2025), Horace Mann Educators's other — liability for future policy benefit, after reinsurance has grown at a -11.5% compound annual growth rate (CAGR), from $427.3M to $334.5M.
What does other — liability for future policy benefit, after reinsurance mean?
This metric represents the net actuarial liability for future policy benefits associated with supplemental health and other miscellaneous insurance products after accounting for reinsurance recoveries. It reflects the present value of estimated future benefit payments to policyholders, adjusted for the risk-mitigating effects of reinsurance contracts. This figure is a critical indicator of the long-term financial obligations and reserve adequacy for the company's non-core or supplemental insurance lines.