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Horace Mann Educators HMN Other — Liability for Future Policy Benefit, after Reinsurance

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Experience life
$717.2M-3.4%
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$127.1M+5.4%
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$87.5M-6.3%
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$64.7M-6.8%
Limited-Pay Whole Life
$54.5M+2.6%
Disability
$21M-5.0%
Accident
$17.2M-7.5%

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitAfterReinsurance.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033

(2) As of June 30, 2026, the net LFPB for Supplemental Health was $64.7 million for cancer, $17.2 million for accident, $21.0 million for disability and $80.9 million for other supplemental health policies.

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's other — liability for future policy benefit, after reinsurance?
Horace Mann Educators (HMN) reported other — liability for future policy benefit, after reinsurance of $80.9M in Q2 2026.
How has Horace Mann Educators's other — liability for future policy benefit, after reinsurance changed year-over-year?
Horace Mann Educators's other — liability for future policy benefit, after reinsurance decreased by 3.9% year-over-year, from $84.2M to $80.9M.
What is the long-term trend for Horace Mann Educators's other — liability for future policy benefit, after reinsurance?
Over 2 years (2023 to 2025), Horace Mann Educators's other — liability for future policy benefit, after reinsurance has grown at a -11.5% compound annual growth rate (CAGR), from $427.3M to $334.5M.
What does other — liability for future policy benefit, after reinsurance mean?
This metric represents the net actuarial liability for future policy benefits associated with supplemental health and other miscellaneous insurance products after accounting for reinsurance recoveries. It reflects the present value of estimated future benefit payments to policyholders, adjusted for the risk-mitigating effects of reinsurance contracts. This figure is a critical indicator of the long-term financial obligations and reserve adequacy for the company's non-core or supplemental insurance lines.

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