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Horace Mann Educators HMN Accident — Liability for Future Policy Benefit, after Reinsurance

Other product segments

Experience life
$720.5M-3.8%
Term Life
$122.3M+3.7%
SPIA (life contingent)
$89.3M-4.6%
Other
$80.3M-6.7%
Cancer
$64.4M-10.7%
Limited-Pay Whole Life
$52.7M+0.8%
Disability
$21.2M-2.8%

Similar metrics at other companies

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AFLAccident — Liability for Future Policy Benefit, after Reinsurance
$640M+2.2%
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AFLAccident — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change
312,500,000,000%-3,000,000,000pp
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AFLAccident — Liability for Future Policy Benefit, Expected Future Policy Benefit, Undiscounted, before Reinsurance
$4.64B-0.7%
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AFLAccident — Liability for Future Policy Benefit, Expected Net Premium, before Reinsurance, after Discount Rate Change
248,500,000,000%-4,400,000,000pp
MetLife logo
METAccident & health insurance — Liability for Future Policy Benefit, Expected Net Premium, before Reinsurance, after Discount Rate Change
1,458,600,000,000%-300,300,000,000pp
Aflac logo
AFLAccident — Liability for Future Policy Benefit, Expected Future Policy Benefit, Original Discount Rate, before Cash Flow and Reinsurance
333,600,000,000%-4,000,000,000pp

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitAfterReinsurance.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's accident — liability for future policy benefit, after reinsurance?
Horace Mann Educators (HMN) reported accident — liability for future policy benefit, after reinsurance of $17.3M in Q1 2026.
How has Horace Mann Educators's accident — liability for future policy benefit, after reinsurance changed year-over-year?
Horace Mann Educators's accident — liability for future policy benefit, after reinsurance decreased by 7.5% year-over-year, from $18.7M to $17.3M.
What is the long-term trend for Horace Mann Educators's accident — liability for future policy benefit, after reinsurance?
Over 2 years (2023 to 2025), Horace Mann Educators's accident — liability for future policy benefit, after reinsurance has grown at a -7.1% compound annual growth rate (CAGR), from $85.1M to $73.5M.
What does accident — liability for future policy benefit, after reinsurance mean?
This metric represents the net actuarial liability for future policy benefits associated with supplemental accident health insurance products, adjusted for reinsurance recoveries. It reflects the present value of estimated future benefit payments to policyholders, accounting for the long-term nature of these insurance obligations. Investors use this figure to assess the adequacy of reserves and the potential long-term financial impact of the company's accident insurance segment.