Horace Mann Educators HMN Experience life — Net liability for future policy benefits

Other product segments

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CBSegment Life — Net liability for future policy benefits

$14.76B+10.5%

GLLife — Net liability for future policy benefits—long duration life

$14.2B+4.2%

GLLife — Net liability for future policy benefits at original discount rates

$14.2B+4.2%

CRBGLife Insurance — Net liability for future policy benefits, end of period

$8.67B-1.1%

CBSegment Life — Net liability for future policy benefits, after reinsurance recoverable

$17.38B+15.9%

GLLife — Net liability for future policy benefits—long duration health

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Questions, answered.

What is Horace Mann Educators's experience life — net liability for future policy benefits?

Horace Mann Educators (HMN) reported experience life — net liability for future policy benefits of $721.3M in Q1 2026.

How has Horace Mann Educators's experience life — net liability for future policy benefits changed year-over-year?

Horace Mann Educators's experience life — net liability for future policy benefits decreased by 3.8% year-over-year, from $749.9M to $721.3M.

What is the long-term trend for Horace Mann Educators's experience life — net liability for future policy benefits?

Over 2 years (2023 to 2025), Horace Mann Educators's experience life — net liability for future policy benefits has grown at a -3.1% compound annual growth rate (CAGR), from $3.18B to $2.99B.

What does experience life — net liability for future policy benefits mean?

The total net obligation for future policy benefits after accounting for expected future premiums and reinsurance arrangements. It represents the core long-term liability burden for the life insurance segment on the balance sheet.