Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 3

Other product segments

Similar metrics at other companies

HIGPersonal automobile physical damage — 3rd Year

-0.2%-0.1pp

AXSInsurance — Year 3

15.3%—

HMNAutomobile Liability — Year Three

15%+0.1pp

CNAOther Professional Liability and Management Liability — Year 3

19.8%+0.6pp

HIGProperty Insurance — 3rd Year

9.4%-0.1pp

CNAGeneral Liability — Year 3

15.5%-0.2pp

Questions, answered.

What is Kemper's preferred personal automobile insurance—liability — year 3?

Kemper (KMPR) reported preferred personal automobile insurance—liability — year 3 of 80.1% in Q4 2025.

How has Kemper's preferred personal automobile insurance—liability — year 3 changed year-over-year?

Kemper's preferred personal automobile insurance—liability — year 3 increased by 2.8% year-over-year, from 77.9% to 80.1%.

What does preferred personal automobile insurance—liability — year 3 mean?

This metric tracks the performance or claim development data for the third year of the policy or accident period within the preferred personal automobile liability segment. It provides insight into the mid-term maturity of claims and the stability of the loss reserves over time. Consistent performance in this year is indicative of sound underwriting and reserving practices.