Kemper KMPR Specialty Personal Automobile Insurance—Liability — Year 3
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.
The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Kemper's specialty personal automobile insurance—liability — year 3?
- Kemper (KMPR) reported specialty personal automobile insurance—liability — year 3 of 89.6% in Q4 2025.
- How has Kemper's specialty personal automobile insurance—liability — year 3 changed year-over-year?
- Kemper's specialty personal automobile insurance—liability — year 3 decreased by 1.0% year-over-year, from 90.5% to 89.6%.
- What does specialty personal automobile insurance—liability — year 3 mean?
- This metric represents the development or loss experience for the specialty personal automobile liability segment during the third year following the accident year. It helps investors and actuaries observe the long-term trend of claim settlements and the reliability of reserve estimates as the claims mature. Consistent performance across these development years indicates strong underwriting and reserving discipline.