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Kemper KMPR Term Life Insurance — Interest Expense

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-47.4%
Enterprise value$2.62B-36.8%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30, 2026Three Months Ended / Jun 30, 2025Six Months Ended / Jun 30, 2026Six Months Ended / Jun 30, 2025
Gross Premiums or Assessments$99.4$98.8$200.9$200.5
Interest Expense$34.3$34.4$68.8$69.1

Item 1. Financial Statements

FAQ

What is Kemper's term life insurance — interest expense?
Kemper (KMPR) reported term life insurance — interest expense of $34.3M in Q2 2026.
How has Kemper's term life insurance — interest expense changed year-over-year?
Kemper's term life insurance — interest expense decreased by 0.3% year-over-year, from $34.4M to $34.3M.
What is the long-term trend for Kemper's term life insurance — interest expense?
Over 4 years (2021 to 2025), Kemper's term life insurance — interest expense has grown at a -1.2% compound annual growth rate (CAGR), from $144.9M to $138.2M.
What does term life insurance — interest expense mean?
This represents the interest expense accrued on the liability for future policy benefits, reflecting the cost of carrying these long-term obligations. It is a key component of the insurance segment's overall cost structure and reflects the impact of the discount rate on reserve valuations.

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