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Kemper KMPR Term Life Insurance — Interest Expense

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's term life insurance — interest expense?
Kemper (KMPR) reported term life insurance — interest expense of $34.5M in Q1 2026.
How has Kemper's term life insurance — interest expense changed year-over-year?
Kemper's term life insurance — interest expense decreased by 0.6% year-over-year, from $34.7M to $34.5M.
What is the long-term trend for Kemper's term life insurance — interest expense?
Over 4 years (2021 to 2025), Kemper's term life insurance — interest expense has grown at a -1.2% compound annual growth rate (CAGR), from $144.9M to $138.2M.
What does term life insurance — interest expense mean?
This represents the interest expense accrued on the liability for future policy benefits, reflecting the cost of carrying these long-term obligations. It is a key component of the insurance segment's overall cost structure and reflects the impact of the discount rate on reserve valuations.