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Horace Mann Educators HMN Whole Life — Interest Expense

Other product segments

Experience life
$10.3M-2.8%
Term Life
$1.5M+7.1%
SPIA (life contingent)
$1M-9.1%
Limited-Pay Whole Life
$800K0.0%

Similar metrics at other companies

Apollo Global Management logo
APOWhole Life — Total interest expense
$29M+142%
Ameriprise Financial logo
AMPTerm and Whole Life Insurance — Interest Expense
$8M-20.0%
Brighthouse Financial logo
BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Interest Expense
$50M-9.1%
Apollo Global Management logo
APOWhole Life — Interest accrual
$43M+153%
Cincinnati Financial logo
CINFWhole Life Insurance — Interest accrual
$8M-11.1%
Globe Life logo
GLLife — Liability for Future Policy Benefit, Interest Expense
$204.36M+4.1%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's whole life — interest expense?
Horace Mann Educators (HMN) reported whole life — interest expense of $3.2M in Q1 2026.
How has Horace Mann Educators's whole life — interest expense changed year-over-year?
Horace Mann Educators's whole life — interest expense increased by 3.2% year-over-year, from $3.1M to $3.2M.
What is the long-term trend for Horace Mann Educators's whole life — interest expense?
Over 3 years (2022 to 2025), Horace Mann Educators's whole life — interest expense has grown at a 3.7% compound annual growth rate (CAGR), from $11.3M to $12.6M.
What does whole life — interest expense mean?
This represents the interest costs associated with the accretion of the liability for future policy benefits over time. As the company holds reserves, it must recognize the time value of money as an expense, reflecting the growth of the liability toward the ultimate payout amount. This metric is a key component of the segment's overall cost of capital and profitability analysis.