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Kinsale Capital Group KNSL Business Segments — Prior years

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The source filing: Kinsale Capital Group’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001669162-26-000040
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Expenses:
Losses and loss adjustment expenses – current year244,963229,100497,151454,147
Losses and loss adjustment expenses – catastrophes5,3533,7056,98926,283
Losses and loss adjustment expenses – prior year development(19,394)(15,446)(38,099)(30,095)
Net commissions incurred48,85839,72794,11275,407
Salaries, employee benefits and bonus expense33,35032,48765,96561,696
Credit loss expense – premiums receivable2,1151,7774,0414,901
Depreciation (2)1,4321,1222,8472,229

Item 1. Financial Statements

FAQ

What is Kinsale Capital Group's business segments — prior years?
Kinsale Capital Group (KNSL) reported business segments — prior years of -$19.39M in Q2 2026.
How has Kinsale Capital Group's business segments — prior years changed year-over-year?
Kinsale Capital Group's business segments — prior years decreased by 25.6% year-over-year, from -$15.45M to -$19.39M.
What is the long-term trend for Kinsale Capital Group's business segments — prior years?
Over 3 years (2022 to 2025), Kinsale Capital Group's business segments — prior years has grown at a 20.5% compound annual growth rate (CAGR), from -$35.89M to -$62.82M.
What does business segments — prior years mean?
The development of losses and loss adjustment expenses related to claims from previous underwriting years. Positive or negative adjustments indicate whether prior loss reserves were redundant or deficient, reflecting the accuracy of historical actuarial estimates.

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