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Kinsale Capital Group KNSL Property — Reinsurance recoverable for unpaid losses

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Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments.

The official record: Kinsale Capital Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's property — reinsurance recoverable for unpaid losses?
Kinsale Capital Group (KNSL) reported property — reinsurance recoverable for unpaid losses of $112.84M in Q4 2025.
How has Kinsale Capital Group's property — reinsurance recoverable for unpaid losses changed year-over-year?
Kinsale Capital Group's property — reinsurance recoverable for unpaid losses increased by 13.4% year-over-year, from $99.48M to $112.84M.
What does property — reinsurance recoverable for unpaid losses mean?
This metric measures the portion of unpaid property insurance claims that the company expects to recover from its reinsurers. It reflects the company's reliance on reinsurance to mitigate risk and manage capital exposure within its property underwriting portfolio. A higher balance indicates significant risk transfer, though it also introduces counterparty credit risk regarding the reinsurer's ability to pay.