Products & Services · Reinsurance recoverable on unpaid losses

Commercial Property Segment — Reinsurance recoverable on unpaid losses

Cincinnati Financial Commercial Property Segment — Reinsurance recoverable on unpaid losses decreased by 20.8% to $19.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.8%, from $24.00M to $19.00M.

Analysis

StatementSegment

CategoryRisk

SignalContext dependent

VolatilityModerate

First reportedQ4 2019

Last reportedQ4 2025

Rolls up toReinsurance recoverable on unpaid losses and loss expenses

How to read this metric

Higher recoverables indicate greater reliance on reinsurance, which reduces net exposure but introduces counterparty credit risk.

Detailed definition

This metric quantifies the portion of unpaid loss liabilities that the company expects to recover from its reinsurance p...

Peer comparison

Standard balance sheet item for insurers using reinsurance to manage underwriting risk.

Metric ID: cinf_segment_commercial_property_segment_reinsurance_recoverable_on_unpaid_losses

Historical Data

5 periods

	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$46.00M	$47.00M	$50.00M	$24.00M	$19.00M
QoQ Change	—	+2.2%	+6.4%	-52.0%	-20.8%
YoY Change	—	+2.2%	+6.4%	-52.0%	-20.8%

Range$19.00M – $50.00M

CAGR-58.7%

Avg YoY Growth-16.1%

Median YoY Growth-9.3%

Current Streak2 quarters decline

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LTR

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Frequently Asked Questions

What is Cincinnati Financial's commercial property segment — reinsurance recoverable on unpaid losses?: Cincinnati Financial (CINF) reported commercial property segment — reinsurance recoverable on unpaid losses of $19.00M in Q4 2025.
How has Cincinnati Financial's commercial property segment — reinsurance recoverable on unpaid losses changed year-over-year?: Cincinnati Financial's commercial property segment — reinsurance recoverable on unpaid losses decreased by 20.8% year-over-year, from $24.00M to $19.00M.
What does commercial property segment — reinsurance recoverable on unpaid losses mean?: The amount of money the company expects to collect from reinsurers for claims that have been incurred but not yet paid.