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Lakeland Financial LKFN Loans held for sale

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Other financials

Income statement

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Revenue$70.9M+6.8%
Net income$28.4M+5.5%
EPS (diluted)$1.13+8.7%

Balance sheet

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Cash & equivalents$194.1M-37.4%
Total debt$147.9M+1,064%
Total equity$773.3M+8.9%
Total assets$7.2B+4.0%

Cash flow

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Operating cash flow$24.4M+50.7%
CapEx$5.2M+147%
Free cash flow$19.1M+36.1%

Valuation

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Market cap$1.53B-0.4%
Enterprise value$1.49B+19.8%
P/E13.8×-2.5×
P/S5.5×-0.5×

Profitability

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Net margin39.8%+2.7pp
FCF margin40%+3.4pp

Returns & leverage

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Return on equity15%+1.1pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: Lakeland Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 7:56 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000721994-26-000067
Line itemJune 30,2026December 31,2025
Total cash and cash equivalents194,126141,318
Securities available-for-sale, at fair value1,035,1631,052,062
Securities held-to-maturity, at amortized cost (fair value of $119,433 and $117,510, respectively)134,025133,208
Real estate mortgage loans held-for-sale3,6302,707
Loans, net of allowance for credit losses of $70,598 and $68,9955,509,0275,306,354
Land, premises and equipment, net72,50465,542
Bank owned life insurance132,366129,978
Federal Reserve and Federal Home Loan Bank stock21,42021,420

Cover / Front Matter

FAQ

What is Lakeland Financial's loans held for sale?
Lakeland Financial (LKFN) reported loans held for sale of $3.63M in Q2 2026.
How has Lakeland Financial's loans held for sale changed year-over-year?
Lakeland Financial's loans held for sale increased by 121.7% year-over-year, from $1.64M to $3.63M.
What is the long-term trend for Lakeland Financial's loans held for sale?
Over 5 years (2020 to 2025), Lakeland Financial's loans held for sale has grown at a -24.7% compound annual growth rate (CAGR), from $11.22M to $2.71M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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