Discontinued — last reported Q3 '19

Current Assets

Loans held for sale

PNC Financial Services Loans held for sale increased by 75.6% to $1.94B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 128.1%, from $850.00M to $1.94B. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows an upward trend with a 4.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ4 2018
Last reportedQ3 2019

How to read this metric

An increase suggests high mortgage origination volume and active participation in the secondary market, while a decrease may indicate a slowdown in mortgage activity.

Detailed definition

Mortgage loans that the bank has originated with the specific intent of selling them to secondary market investors rathe...

Peer comparison

Common for banks with large mortgage origination businesses; highly sensitive to interest rate environments.

Metric ID: mortgage_loans_held_for_sale

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$2.23B$2.12B$2.23B$1.51B$1.19B$1.13B$1.01B$998.00M$835.00M$923.00M$734.00M$743.00M$988.00M$750.00M$850.00M$1.24B$1.84B$1.10B$1.94B
QoQ Change-4.8%+5.2%-32.5%-20.9%-5.5%-10.3%-1.2%-16.3%+10.5%-20.5%+1.2%+33.0%-24.1%+13.3%+45.4%+48.6%-39.9%+75.6%
YoY Change-46.5%-46.9%-54.7%-33.7%-29.9%-18.0%-27.3%-25.6%+18.3%-18.7%+15.8%+66.4%+85.9%+47.2%+128.1%
Range$734.00M$2.23B
CAGR-3.0%
Avg YoY Growth+4.0%
Median YoY Growth-18.7%

Frequently Asked Questions

What is PNC Financial Services's loans held for sale?
PNC Financial Services (PNC) reported loans held for sale of $1.94B in Q4 2025.
How has PNC Financial Services's loans held for sale changed year-over-year?
PNC Financial Services's loans held for sale increased by 128.1% year-over-year, from $850.00M to $1.94B.
What is the long-term trend for PNC Financial Services's loans held for sale?
Over 5 years (2020 to 2025), PNC Financial Services's loans held for sale has grown at a 4.0% compound annual growth rate (CAGR), from $1.60B to $1.94B.
What does loans held for sale mean?
Loans the bank plans to sell to other investors shortly after originating them.