Current Assets
Loans held for sale
U.S. Bancorp Loans held for sale increased by 1.9% to $2.54B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.4%, from $2.57B to $2.54B. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows a downward trend with a -21.9% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ4 2025
Last reportedQ1 2026
How to read this metric
An increase suggests high mortgage origination volume and active participation in the secondary market, while a decrease may indicate a slowdown in mortgage activity.
Detailed definition
Mortgage loans that the bank has originated with the specific intent of selling them to secondary market investors rathe...
Peer comparison
Common for banks with large mortgage origination businesses; highly sensitive to interest rate environments.
Metric ID:
mortgage_loans_held_for_saleHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.86B | $6.19B | $7.78B | $3.32B | $3.94B | $3.65B | $2.20B | $2.38B | $2.36B | $2.34B | $2.20B | $2.08B | $2.58B | $3.21B | $2.57B | $1.75B | $2.29B | $2.49B | $2.54B |
| QoQ Change | — | +5.7% | +25.6% | -57.3% | +18.7% | -7.5% | -39.7% | +8.2% | -0.8% | -1.1% | -5.8% | -5.5% | +24.1% | +24.4% | -19.9% | -32.1% | +31.0% | +8.8% | +1.9% |
| YoY Change | — | — | — | — | -32.7% | -41.1% | -71.7% | -28.3% | -40.1% | -35.9% | +0.0% | -12.6% | +9.4% | +37.5% | +16.9% | -16.1% | -11.4% | -22.5% | -1.4% |
Range$1.75B – $7.78B
CAGR-17.0%
Avg YoY Growth-16.7%
Median YoY Growth-16.1%
Current Streak3 quarters growth
Loans held for sale at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's loans held for sale?
- U.S. Bancorp (USB) reported loans held for sale of $2.54B in Q4 2025.
- How has U.S. Bancorp's loans held for sale changed year-over-year?
- U.S. Bancorp's loans held for sale decreased by 1.4% year-over-year, from $2.57B to $2.54B.
- What is the long-term trend for U.S. Bancorp's loans held for sale?
- Over 5 years (2020 to 2025), U.S. Bancorp's loans held for sale has grown at a -21.9% compound annual growth rate (CAGR), from $8.76B to $2.54B.
- What does loans held for sale mean?
- Loans the bank plans to sell to other investors shortly after originating them.