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Lemonade LMND Property Insurance — Accident amount (less than)

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LNCAccident and health insurance — Gross Amount
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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.1B+5.4%
Enterprise value$3.73B+5.9%
P/S4.9×-1.6×

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept lmnd:ShortDurationInsuranceContractsAccidentAmount.

The source filing: Lemonade’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:21 PM EST
Fiscal year
FY2025
Accession
0001691421-26-000016

(1) Amounts in accident year 2016 for the years ended December 31, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024 and 2025 were less than $0.1 million, respectively.

Item 8. Financial Statements and Supplementary Data

FAQ

What is Lemonade's property insurance — accident amount (less than)?
Lemonade (LMND) reported property insurance — accident amount (less than) of $100K in Q4 2025.
How has Lemonade's property insurance — accident amount (less than) changed year-over-year?
Lemonade's property insurance — accident amount (less than) decreased by 0.0% year-over-year, from $100K to $100K.
What does property insurance — accident amount (less than) mean?
This metric quantifies the total financial impact of accidents or loss events within the property insurance segment for a specific reporting period. It reflects the aggregate severity of claims that the company is obligated to cover. Investors use this to evaluate the effectiveness of the company's risk selection and underwriting standards.

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