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Lincoln National LNC Accident and health insurance — Premiums Earned, Net

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Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Lincoln National’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's accident and health insurance — premiums earned, net?
Lincoln National (LNC) reported accident and health insurance — premiums earned, net of $951.75M in Q4 2025.
How has Lincoln National's accident and health insurance — premiums earned, net changed year-over-year?
Lincoln National's accident and health insurance — premiums earned, net increased by 8.1% year-over-year, from $880.25M to $951.75M.
What is the long-term trend for Lincoln National's accident and health insurance — premiums earned, net?
Over 4 years (2021 to 2025), Lincoln National's accident and health insurance — premiums earned, net has grown at a 6.0% compound annual growth rate (CAGR), from $3.02B to $3.81B.
What does accident and health insurance — premiums earned, net mean?
Calculated as gross premiums written plus assumed premiums minus ceded premiums, representing the actual revenue retained by the company for the risk it carries. This is the core metric for evaluating the profitability and scale of the accident and health insurance segment. It provides a clear view of the revenue available to cover claims and operating expenses.