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Lincoln National LNC Group Protection — Interest accretion rate

Other segment segments

UL and Other
5.4%0.0%
Traditional Life
5%0.0%
Payout Annuities
4%0.0%

Similar metrics at other companies

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UNMGroup Life and AD&D — Interest accretion rate
2.4%0.0pp
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UNMGroup Disability — Interest accretion
$0
Cincinnati Financial logo
CINFTerm Life Insurance — Interest accretion rate
5.3%+0.1pp
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UNMGroup Disability — Interest accretion rate
4.3%+0.1pp
Reinsurance Group of America logo
RGAInsurance, Other — Liability for Future Policy Benefit, Weighted-Average Interest Accretion Rate
15%+1.6pp

Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.

The official record: Lincoln National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's group protection — interest accretion rate?
Lincoln National (LNC) reported group protection — interest accretion rate of 3.6% in Q1 2026.
How has Lincoln National's group protection — interest accretion rate changed year-over-year?
Lincoln National's group protection — interest accretion rate increased by 5.9% year-over-year, from 3.4% to 3.6%.
What is the long-term trend for Lincoln National's group protection — interest accretion rate?
Over 2 years (2023 to 2025), Lincoln National's group protection — interest accretion rate has grown at a 8.5% compound annual growth rate (CAGR), from 11.8% to 13.9%.
What does group protection — interest accretion rate mean?
The effective interest rate used to calculate the accretion of the liability for future policy benefits over time. This rate is critical for understanding the actuarial assumptions and the sensitivity of the company's long-term financial obligations to interest rate environments.