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Unum UNM Group Disability — Interest accretion rate

Other product segments

Long-term Care
5.6%0.0%
Individual Disability
5.2%+2.0%
Voluntary Benefits
5%0.0%
Other Insurance Product Line
4.6%0.0%

Similar metrics at other companies

MetLife logo
METGroup Long-Term Disability — Short-duration Insurance Contracts, Discounted Liabilities, Interest Accretion
$154.5M+33.2%
Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Weighted Average Interest Accretion Rate
3.8%-0.1pp
Equitable Holdings logo
EQHTerm — Interest Accretion
$15M-6.3%
Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Interest Expense
-$54.3M-2.6%
Aflac logo
AFLDisability — Interest accrual
$25M+4.2%
Corebridge Financial logo
CRBGUniversal Life — Interest accretion

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's group disability — interest accretion rate?
Unum (UNM) reported group disability — interest accretion rate of 4.3% in Q1 2026.
How has Unum's group disability — interest accretion rate changed year-over-year?
Unum's group disability — interest accretion rate increased by 2.4% year-over-year, from 4.2% to 4.3%.
What is the long-term trend for Unum's group disability — interest accretion rate?
Over 3 years (2022 to 2025), Unum's group disability — interest accretion rate has grown at a 3.6% compound annual growth rate (CAGR), from 15.3% to 17%.
What does group disability — interest accretion rate mean?
The rate at which the company's long-term insurance liabilities grow due to the time value of money.
How do you interpret group disability — interest accretion rate?
An increase suggests higher interest costs on liabilities, while a decrease may reflect lower discount rate assumptions or changes in the liability profile.
How does group disability — interest accretion rate compare across companies?
Standard across life and disability insurers under LDTI accounting standards.