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Unum UNM Group Life and AD&D — Interest accretion rate
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitWeightedAverageInterestAccretionRate.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | Group Disability | Group Life and AD&D | Voluntary Benefits | Individual Disability | Total Unum US |
|---|---|---|---|---|---|
| Expected future benefit payments | $5,569.3 | $886.3 | $6,186.4 | $5,076.4 | $17,718.4 |
| Expected future gross premiums | — | — | $6,928.6 | $5,818.2 | $12,746.8 |
| Amount of discounted (at interest accretion rate): | |||||
| Expected future gross premiums | — | — | $4,393.2 | $4,192.8 | $8,586.0 |
| Weighted average interest rate: | |||||
| Interest accretion rate | 4.3% | 2.5% | 5.0% | 5.1% | 4.4% |
| Current discount rate | 4.7% | 2.8% | 5.6% | 5.2% | 4.8% |
| Weighted average duration of the liability | 3.9 years | 2.4 years | 18.1 years | 9.3 years | 7.0 years |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's group life and AD&D — interest accretion rate?
- Unum (UNM) reported group life and AD&D — interest accretion rate of 2.5% in Q2 2026.
- How has Unum's group life and AD&D — interest accretion rate changed year-over-year?
- Unum's group life and AD&D — interest accretion rate increased by 4.2% year-over-year, from 2.4% to 2.5%.
- What is the long-term trend for Unum's group life and AD&D — interest accretion rate?
- Over 3 years (2022 to 2025), Unum's group life and AD&D — interest accretion rate has grown at a 0.7% compound annual growth rate (CAGR), from 9.4% to 9.6%.
- What does group life and AD&D — interest accretion rate mean?
- The interest accretion rate represents the rate at which the insurance company increases the liability for future policy benefits over time. It reflects the time value of money applied to long-term insurance obligations, effectively accounting for the interest expense accrued on the present value of expected future benefit payments.
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