Change in Settlement Due from Customers

Operating

Mastercard Change in Settlement Due from Customers decreased by 295.9% to -$576.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 225.5%, from $459.00M to -$576.00M.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ3 2025

How to read this metric

Increases reflect higher transaction volume or timing delays in the settlement process, impacting short-term liquidity.

Detailed definition

This represents the change in funds due from financial institutions or merchants within the payment processing cycle. In...

Peer comparison

Specific to payment processors and financial clearing houses.

Metric ID: cf_ma_change_in_settlement_receivable

Historical Data

14 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25
Value-$741.00M-$76.00M-$218.00M-$37.00M-$43.00M-$35.00M$143.00M-$259.00M$417.00M-$133.00M$459.00M$296.00M$294.00M-$576.00M
QoQ Change+89.7%-186.8%+83.0%-16.2%+18.6%+508.6%-281.1%+261.0%-131.9%+445.1%-35.5%-0.7%-295.9%
YoY Change+95.0%+43.4%+83.9%+486.5%-502.3%>999%-193.0%+277.2%-29.0%+321.1%-225.5%
Range-$741.00M$459.00M
CAGR-7.5%
Avg YoY Growth+149.9%
Median YoY Growth+83.9%
Current Streak3 quarters decline

Frequently Asked Questions

What is Mastercard's change in settlement due from customers?
Mastercard (MA) reported change in settlement due from customers of -$576.00M in Q3 2025.
How has Mastercard's change in settlement due from customers changed year-over-year?
Mastercard's change in settlement due from customers decreased by 225.5% year-over-year, from $459.00M to -$576.00M.
What does change in settlement due from customers mean?
The change in cash owed to the company for processed payment transactions.

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