Skip to content
Screener

Merchants Bancorp MBIN Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
Meridian logo
MeridianMRBK
$19.82M+14.2%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$65.95M+50.4%
City Holding Company logo
City Holding CompanyCHCO
$60.32M-0.8%
First BanCorp logo
First BanCorpFBP
$211.8M+8.5%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Segments

By segment

See full
Banking$78.46M+105%
Mortgage Warehousing$43.26M+38.8%
Multi Family Mortgage Banking$1.1M-24.7%

Other financials

Income statement

See full
Revenue$182.2M+1.7%
Net income$78.3M+106%
EPS (diluted)$1.48+147%

Balance sheet

See full
Cash & equivalents$314.7M-51.4%
Total debt$4.3B+7.0%
Total equity$2.4B+9.6%
Total assets$21.2B+10.9%

Cash flow

See full
Operating cash flow-$597.3M-503%
CapEx$2.4M-45.8%
Free cash flow-$598.5M-524%

Valuation

See full
Market cap$2.48B+75.9%
Enterprise value$6.47B+35.2%
P/E9.3×+3.7×
P/S3.5×+1.4×

Profitability

See full
Net margin37.6%-0.2pp
FCF margin-155%-376pp

Returns & leverage

See full
Return on equity11.7%-0.7pp
Debt / equity1.8×0.0×

Where this comes from

Reported directly by Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Merchants Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092702
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total interest expense157,536175,680299,399340,688
Net Interest Income136,536128,719265,184250,915
Provision for credit losses9,18453,02724,48360,754
Net Interest Income After Provision for Credit Losses127,35275,692240,701190,161
Noninterest Income
Gain on sale of loans13,16023,34226,66634,961
Loan servicing fees, net11,9926,13827,09110,148
Mortgage warehouse fees1,8572,0393,4773,552

Item 1. Interim Financial Statements (Unaudited)

FAQ

What is Merchants Bancorp's net interest income (after provisions)?
Merchants Bancorp (MBIN) reported net interest income (after provisions) of $127.35M in Q2 2026.
How has Merchants Bancorp's net interest income (after provisions) changed year-over-year?
Merchants Bancorp's net interest income (after provisions) increased by 68.3% year-over-year, from $75.69M to $127.35M.
What is the long-term trend for Merchants Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Merchants Bancorp's net interest income (after provisions) has grown at a 10.0% compound annual growth rate (CAGR), from $272.98M to $399.31M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, which accounts for expected credit defaults. This metric provides a more accurate view of the bank's profitability by accounting for the inherent credit risk in its lending portfolio.

Ask your AI about Merchants Bancorp's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude