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City Holding Company CHCO Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: City Holding Company’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 11:43 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726854-26-000164
Interest IncomeThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Total Interest Expense19,45221,36738,60342,941
Net Interest Income60,75958,924120,376114,738
Provision for (Recovery of) credit losses436(1,909)1,049(1,787)
Net Interest Income After Provision for (Recovery of) Credit Losses60,32360,833119,327116,525
Non-Interest Income
Gains on sale of investment securities, net150150
Unrealized gains (losses) recognized on equity securities still held, net58(263)65(268)
Service charges7,9477,55115,70815,063

Item 1. Financial Statements (Unaudited)

FAQ

What is City Holding Company's net interest income (after provisions)?
City Holding Company (CHCO) reported net interest income (after provisions) of $60.32M in Q2 2026.
How has City Holding Company's net interest income (after provisions) changed year-over-year?
City Holding Company's net interest income (after provisions) decreased by 0.8% year-over-year, from $60.83M to $60.32M.
What is the long-term trend for City Holding Company's net interest income (after provisions)?
Over 4 years (2021 to 2025), City Holding Company's net interest income (after provisions) has grown at a 10.6% compound annual growth rate (CAGR), from $158.74M to $237.71M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's net earnings from its lending portfolio after accounting for the inherent risk of borrower non-payment.

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