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City Holding Company CHCO Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$1.73B+32.2%
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$53.22M+47.3%
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$182.55M+33.6%
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$104.8M+37.0%
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Customers BancorpCUBI
$167.98M+20.7%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$79.2M+6.3%
Net income$31.7M+4.6%
EPS (diluted)$2.20+6.8%

Balance sheet

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Cash & equivalents$299.0M-22.3%
Total debt$150.0M0.0%
Total equity$794.4M+5.0%
Total assets$6.8B+2.1%

Cash flow

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Operating cash flow$38.0M+20.6%
CapEx$726.0K+187%
Free cash flow$37.3M+19.3%

Valuation

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Market cap$1.83B-1.8%
Enterprise value$1.68B+3.6%
P/E13.9×-1.9×
P/S5.7×-0.6×

Profitability

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Net margin41.4%+1.5pp
FCF margin42.2%-1.4pp

Returns & leverage

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Return on equity17%+0.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: City Holding Company’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is City Holding Company's net interest income (after provisions)?
City Holding Company (CHCO) reported net interest income (after provisions) of $59.02M in Q1 2026.
How has City Holding Company's net interest income (after provisions) changed year-over-year?
City Holding Company's net interest income (after provisions) increased by 5.7% year-over-year, from $55.82M to $59.02M.
What is the long-term trend for City Holding Company's net interest income (after provisions)?
Over 4 years (2021 to 2025), City Holding Company's net interest income (after provisions) has grown at a 10.6% compound annual growth rate (CAGR), from $158.74M to $237.8M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's net earnings from its lending portfolio after accounting for the inherent risk of borrower non-payment.