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Lakeland Financial LKFN Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$69.7M+9.3%
Net income$26.5M+31.8%
EPS (diluted)$1.04+33.3%

Balance sheet

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Cash & equivalents$151.3M-35.7%
Total debt$125.1M+1,780%
Total equity$748.9M+7.8%
Total assets$7.1B+3.4%

Cash flow

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Operating cash flow$34.7M+19.9%
CapEx$4.7M+164%
Free cash flow$30.0M+10.4%

Valuation

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Market cap$1.53B-3.3%
Enterprise value$1.51B+11.5%
P/E14×-3.6×
P/S5.6×-0.6×

Profitability

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Net margin39.9%+4.9pp
FCF margin38.8%+0.8pp

Returns & leverage

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Return on equity15.2%+1.8pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Lakeland Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lakeland Financial's net interest income (after provisions)?
Lakeland Financial (LKFN) reported net interest income (after provisions) of $54.77M in Q1 2026.
How has Lakeland Financial's net interest income (after provisions) changed year-over-year?
Lakeland Financial's net interest income (after provisions) increased by 18.9% year-over-year, from $46.08M to $54.77M.
What is the long-term trend for Lakeland Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Lakeland Financial's net interest income (after provisions) has grown at a 4.3% compound annual growth rate (CAGR), from $177.01M to $209.22M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for credit losses, which is the expense set aside to cover potential loan defaults. This metric provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio.