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Lakeland Financial LKFN Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$70.9M+6.8%
Net income$28.4M+5.5%
EPS (diluted)$1.13+8.7%

Balance sheet

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Cash & equivalents$194.1M-37.4%
Total debt$147.9M+1,064%
Total equity$773.3M+8.9%
Total assets$7.2B+4.0%

Cash flow

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Operating cash flow$24.4M+50.7%
CapEx$5.2M+147%
Free cash flow$19.1M+36.1%

Valuation

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Market cap$1.55B-0.6%
Enterprise value$1.5B+19.1%
P/E13.9×-2.6×
P/S5.5×-0.6×

Profitability

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Net margin39.8%+2.7pp
FCF margin40%+3.4pp

Returns & leverage

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Return on equity15%+1.1pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Lakeland Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 7:56 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000721994-26-000067
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense36,84739,50972,06177,089
NET INTEREST INCOME58,30154,876115,074107,751
Provision for credit losses1,7083,0003,7089,800
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES56,59351,876111,36697,951
NONINTEREST INCOME
Wealth advisory fees3,0172,6676,0805,534
Investment brokerage fees5115501,0351,002
Service charges on deposit accounts2,8782,8275,7525,601

Cover / Front Matter

FAQ

What is Lakeland Financial's net interest income (after provisions)?
Lakeland Financial (LKFN) reported net interest income (after provisions) of $56.59M in Q2 2026.
How has Lakeland Financial's net interest income (after provisions) changed year-over-year?
Lakeland Financial's net interest income (after provisions) increased by 9.1% year-over-year, from $51.88M to $56.59M.
What is the long-term trend for Lakeland Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Lakeland Financial's net interest income (after provisions) has grown at a 4.3% compound annual growth rate (CAGR), from $177.01M to $209.22M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for credit losses, which is the expense set aside to cover potential loan defaults. This metric provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio.

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