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National Bank Holdings NBHC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$129.1M+23.5%
Net income$26.5M-22.1%
EPS (diluted)$0.58-34.1%

Balance sheet

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Cash & equivalents$380.7M+28.4%
Total debt$202.0M+271%
Total equity$1.7B+23.4%
Total assets$12.6B+25.9%

Cash flow

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Operating cash flow$135.1M+318%
CapEx$4.1M-29.1%
Free cash flow$131.0M+394%

Valuation

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Market cap$1.91B+38.2%
Enterprise value$1.73B+51.8%
P/E19.4×+7.8×
P/S4.1×+0.8×

Profitability

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Net margin21.2%-7.7pp
FCF margin31.2%-1.1pp

Returns & leverage

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Return on equity6.5%-2.7pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: National Bank Holdings’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:20 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091272
Line itemFor the three months ended / June 30, 2026For the three months ended / June 30, 2025For the six months ended / June 30, 2026For the six months ended / June 30, 2025
Total interest expense52,71243,811103,06187,083
Net interest income before provision for credit losses109,29287,409218,094174,100
Provision for credit loss expense1,5005,50010,200
Net interest income after provision for credit losses107,79287,409212,594163,900
Non-interest income:
Service charges4,5014,1278,6938,245
Bank card fees4,6164,7328,9508,926
Mortgage banking income2,4232,5475,1655,862

Item 1. Financial Statements (Unaudited)

FAQ

What is National Bank Holdings's net interest income (after provisions)?
National Bank Holdings (NBHC) reported net interest income (after provisions) of $107.79M in Q2 2026.
How has National Bank Holdings's net interest income (after provisions) changed year-over-year?
National Bank Holdings's net interest income (after provisions) increased by 23.3% year-over-year, from $87.41M to $107.79M.
What is the long-term trend for National Bank Holdings's net interest income (after provisions)?
Over 4 years (2021 to 2025), National Bank Holdings's net interest income (after provisions) has grown at a 13.9% compound annual growth rate (CAGR), from $196.44M to $330.71M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, providing a view of the bank's profitability after accounting for expected loan and asset defaults. It is a key indicator of the underlying quality and sustainability of the bank's core earnings.

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