What is MetroCity Bankshares's deposits?

MetroCity Bankshares (MCBS) reported deposits of $3.63B in Q1 2026.

How has MetroCity Bankshares's deposits changed year-over-year?

MetroCity Bankshares's deposits increased by 32.5% year-over-year, from $2.74B to $3.63B.

What is the long-term trend for MetroCity Bankshares's deposits?

Over 5 years (2020 to 2025), MetroCity Bankshares's deposits has grown at a 19.8% compound annual growth rate (CAGR), from $1.48B to $3.65B.

What does deposits mean?

Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

MetroCity Bankshares MCBS Deposits

Deposits at other companies

East-West BancorpEWBC

$68.92B+9.3%

Hanmi FinancialHAFC

$6.8B+2.7%

Hope BancorpHOPE

$15.73B+8.5%

CTB

Community Trust BancorpCTBI

$5.43B+6.3%

Eagle BancorpEGBN

$8.59B-7.4%

Center BancorpCNOB

$11.51B+48.2%

Other financials

Income statement

See full

Revenue$50.8M+41.2%

Net income$22.3M+36.9%

EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%

Total debt$14.5M+82.3%

Total equity$554.2M+29.5%

Total assets$4.7B+28.1%

Cash flow

See full

Operating cash flow$45.8M+285%

CapEx-$733.0K-1,147%

Free cash flow$45.1M+281%

Valuation

See full

Market cap$1.01B+22.3%

Enterprise value$634.89M—

P/E13.5×—

P/S5.9×—

Profitability

See full

Net margin43.7%-2.0pp

FCF margin41.6%—

Returns & leverage

See full

Return on equity15.2%-0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's deposits?: MetroCity Bankshares (MCBS) reported deposits of $3.63B in Q1 2026.
How has MetroCity Bankshares's deposits changed year-over-year?: MetroCity Bankshares's deposits increased by 32.5% year-over-year, from $2.74B to $3.63B.
What is the long-term trend for MetroCity Bankshares's deposits?: Over 5 years (2020 to 2025), MetroCity Bankshares's deposits has grown at a 19.8% compound annual growth rate (CAGR), from $1.48B to $3.65B.
What does deposits mean?: Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.