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MetroCity Bankshares MCBS Net Change in Cash

Net Change in Cash at other companies

Cathay General Bancorp logo
Cathay General BancorpCATY
-$218.93M-163%
East-West Bancorp logo
East-West BancorpEWBC
$250.73M+114%
Hanmi Financial logo
Hanmi FinancialHAFC
$41.2M+70.2%
Hope Bancorp logo
Hope BancorpHOPE
$34.71M-87.4%
CTB
Community Trust BancorpCTBI
-$5.03M+82.6%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$105.98M+1,504%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's net change in cash?
MetroCity Bankshares (MCBS) reported net change in cash of $3.93M in Q1 2026.
How has MetroCity Bankshares's net change in cash changed year-over-year?
MetroCity Bankshares's net change in cash decreased by 88.8% year-over-year, from $35.18M to $3.93M.
What is the long-term trend for MetroCity Bankshares's net change in cash?
Over 2 years (2022 to 2025), MetroCity Bankshares's net change in cash has grown at a -28.5% compound annual growth rate (CAGR), from -$261.86M to $133.8M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.