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MetroCity Bankshares MCBS Operating Lease Liabilities (Total)

Operating Lease Liabilities (Total) at other companies

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Other financials

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Cash flow

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Operating cash flow$24.9M+72.4%
CapEx$1.5M+1,142%
Free cash flow$24.9M+73.8%

Valuation

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Market cap$1.02B+23.7%
Enterprise value$766.3M
P/E12.8×
P/S5.6×

Profitability

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Net margin43.8%-1.4pp
FCF margin41.6%

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseLiability.

The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092674
Line itemJune 30, 2026December 31, 2025
Interest-bearing2,706,3852,865,173
Total deposits3,489,3573,646,001
Federal Home Loan Bank advances375,000510,000
Operating lease liability14,13115,306
Accrued interest payable7,53710,731
Other liabilities66,07542,178
Total liabilities$3,952,100$4,224,216
Shareholders’ Equity:

Item 1. Financial Statements

FAQ

What is MetroCity Bankshares's operating lease liabilities (total)?
MetroCity Bankshares (MCBS) reported operating lease liabilities (total) of $14.13M in Q2 2026.
How has MetroCity Bankshares's operating lease liabilities (total) changed year-over-year?
MetroCity Bankshares's operating lease liabilities (total) increased by 71.9% year-over-year, from $8.22M to $14.13M.
What is the long-term trend for MetroCity Bankshares's operating lease liabilities (total)?
Over 5 years (2020 to 2025), MetroCity Bankshares's operating lease liabilities (total) has grown at a 7.0% compound annual growth rate (CAGR), from $10.91M to $15.31M.
What does operating lease liabilities (total) mean?
This represents the total present value of future lease payments for operating leases, recognized as a liability on the balance sheet. It reflects the company's long-term commitment to leased assets such as office space, warehouses, and equipment. Tracking this helps investors evaluate the company's off-balance-sheet financing obligations and overall debt-like commitments.

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