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MetroCity Bankshares MCBS Proceeds From Sales Of Sba Loans Held For Sale

Proceeds From Sales Of Sba Loans Held For Sale at other companies

Ameris Bancorp logo
Ameris BancorpABCB
$9.24M+6.9%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$2.95M+276%
HOM
Home BancSharesHOMB
$1.29M-70.2%
Lakeland Financial logo
Lakeland FinancialLKFN
$4.82M+61.5%
Provident Financial Services logo
Provident Financial ServicesPFS
$18.41M+73.0%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$33.92M+16.5%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept mcbs:ProceedsFromSalesOfSbaLoansHeldForSale.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's proceeds from sales of sba loans held for sale?
MetroCity Bankshares (MCBS) reported proceeds from sales of sba loans held for sale of $19.73M in Q1 2026.
How has MetroCity Bankshares's proceeds from sales of sba loans held for sale changed year-over-year?
MetroCity Bankshares's proceeds from sales of sba loans held for sale increased by 95.1% year-over-year, from $10.11M to $19.73M.
What is the long-term trend for MetroCity Bankshares's proceeds from sales of sba loans held for sale?
Over 3 years (2021 to 2025), MetroCity Bankshares's proceeds from sales of sba loans held for sale has grown at a -27.3% compound annual growth rate (CAGR), from $138.01M to $53.07M.
What does proceeds from sales of sba loans held for sale mean?
This metric represents the total cash inflows generated from the sale of Small Business Administration (SBA) guaranteed loans to third-party investors. It reflects the volume of the bank's government-guaranteed lending activity and its strategy for managing balance sheet liquidity.