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MetroCity Bankshares MCBS Other Income (Expense)

Other Income (Expense) at other companies

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-$49K-107%
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$2.12M-14.5%
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-0.1%0.0pp
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$797K-40.3%
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$2.24M+47.0%
Midland States Bancorp logo
Midland States BancorpMSBI
$2.66M+74.4%

Other financials

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Cash flow

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Operating cash flow$24.9M+72.4%
CapEx$1.5M+1,142%
Free cash flow$24.9M+73.8%

Valuation

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Market cap$1.03B+25.3%
Enterprise value$780.11M
P/E12.9×
P/S5.7×

Profitability

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Net margin43.8%-1.4pp
FCF margin41.6%

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:OtherIncome.

The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092674
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Mortgage servicing income, net2717815771,399
Gain on sale of SBA loans1,5366432,5811,301
SBA servicing income, net7286422,6331,555
Other income8349631,5061,735
Total noninterest income5,7555,73312,11211,189
Noninterest expense:
Salaries and employee benefits11,3448,55422,84517,047
Occupancy and equipment2,3281,3804,7622,797

Item 1. Financial Statements

FAQ

What is MetroCity Bankshares's other income (expense)?
MetroCity Bankshares (MCBS) reported other income (expense) of $834K in Q2 2026.
How has MetroCity Bankshares's other income (expense) changed year-over-year?
MetroCity Bankshares's other income (expense) decreased by 13.4% year-over-year, from $963K to $834K.
What is the long-term trend for MetroCity Bankshares's other income (expense)?
Over 3 years (2021 to 2025), MetroCity Bankshares's other income (expense) has grown at a 36.5% compound annual growth rate (CAGR), from $1.28M to $3.27M.
What does other income (expense) mean?
Net total of all non-operating income and expenses not classified in specific line items — a catch-all for miscellaneous financial items.

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