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MetroCity Bankshares MCBS Data processing and equipment

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Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's data processing and equipment?
MetroCity Bankshares (MCBS) reported data processing and equipment of $682K in Q1 2026.
How has MetroCity Bankshares's data processing and equipment changed year-over-year?
MetroCity Bankshares's data processing and equipment increased by 97.7% year-over-year, from $345K to $682K.
What is the long-term trend for MetroCity Bankshares's data processing and equipment?
Over 4 years (2021 to 2025), MetroCity Bankshares's data processing and equipment has grown at a 8.7% compound annual growth rate (CAGR), from $1.1M to $1.53M.
What does data processing and equipment mean?
Captures the costs related to the bank's digital infrastructure, including software licensing, data processing services, cybersecurity, and core banking system maintenance. As banking becomes increasingly digital, this metric tracks the investment required to maintain operational resilience and customer-facing technology platforms. It is a critical measure of the bank's commitment to technological modernization and efficiency.