Question 1

What is MetroCity Bankshares's other operating expenses?

Accepted Answer

MetroCity Bankshares (MCBS) reported other operating expenses of $5.3M in Q2 2026.

Question 2

How has MetroCity Bankshares's other operating expenses changed year-over-year?

Accepted Answer

MetroCity Bankshares's other operating expenses increased by 57.4% year-over-year, from $3.37M to $5.3M.

Question 3

What is the long-term trend for MetroCity Bankshares's other operating expenses?

Accepted Answer

Over 4 years (2021 to 2025), MetroCity Bankshares's other operating expenses has grown at a 3.6% compound annual growth rate (CAGR), from $11.53M to $13.28M.

Question 4

What does other operating expenses mean?

Accepted Answer

Residual operating expenses not classified into specific categories, serving as a catch-all for miscellaneous operating costs.

Line item	Three Months Ended / June 30, 2026	Three Months Ended / June 30, 2025	Six Months Ended / June 30, 2026	Six Months Ended / June 30, 2025
Data processing	535	329	1,217	674
Advertising	178	149	401	316
Merger-related expenses	270	333	1,946	595
Other expenses	5,302	3,368	10,224	6,483
Total noninterest expense	19,957	14,113	41,395	27,912
Income before provision for income taxes	30,631	23,669	60,850	45,745
Provision for income taxes	8,500	6,843	16,405	12,622
Net income available to common shareholders	$22,131	$16,826	$44,445	$33,123

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MetroCity Bankshares MCBS Other operating expenses