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MetroCity Bankshares MCBS Retained Earnings

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$423.5M+15.3%
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$531.29M+8.9%

Other financials

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Cash flow

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Operating cash flow$24.9M+72.4%
CapEx$1.5M+1,142%
Free cash flow$24.9M+73.8%

Valuation

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Market cap$1.03B+25.3%
Enterprise value$780.11M
P/E12.9×
P/S5.7×

Profitability

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Net margin43.8%-1.4pp
FCF margin41.6%

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092674

FAQ

What is MetroCity Bankshares's retained earnings?
MetroCity Bankshares (MCBS) reported retained earnings of $431.52M in Q2 2026.
How has MetroCity Bankshares's retained earnings changed year-over-year?
MetroCity Bankshares's retained earnings increased by 13.5% year-over-year, from $380.05M to $431.52M.
What is the long-term trend for MetroCity Bankshares's retained earnings?
Over 5 years (2020 to 2025), MetroCity Bankshares's retained earnings has grown at a 16.4% compound annual growth rate (CAGR), from $188.71M to $402.68M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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