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MetroCity Bankshares MCBS Total Interest Income

Total Interest Income at other companies

East-West Bancorp logo
East-West BancorpEWBC
$1.08B+2.1%
Hanmi Financial logo
Hanmi FinancialHAFC
$103.32M+2.0%
Hope Bancorp logo
Hope BancorpHOPE
$236.18M-1.2%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$86.7M+5.8%
CTB
Community Trust BancorpCTBI
$91.24M+6.6%
Eagle Bancorp logo
Eagle BancorpEGBN
$126.58M-16.4%

Other financials

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Cash flow

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Operating cash flow$24.9M+72.4%
CapEx$1.5M+1,142%
Free cash flow$24.9M+73.8%

Valuation

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Market cap$1.03B+23.7%
Enterprise value$776.08M
P/E12.9×
P/S5.6×

Profitability

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Net margin43.8%-1.4pp
FCF margin41.6%

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeOperating.

The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092674
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Loans, including fees$67,312$50,936$134,451$101,189
Other investment income2,9722,9706,7025,096
Federal funds sold121143242283
Total interest income70,40554,049141,395106,568
Interest expense:
Deposits22,14017,49644,21735,473
FHLB advances and other borrowings4,2244,3758,6508,363
Total interest expense26,36421,87152,86743,836

Item 1. Financial Statements

FAQ

What is MetroCity Bankshares's total interest income?
MetroCity Bankshares (MCBS) reported total interest income of $70.41M in Q2 2026.
How has MetroCity Bankshares's total interest income changed year-over-year?
MetroCity Bankshares's total interest income increased by 30.3% year-over-year, from $54.05M to $70.41M.
What is the long-term trend for MetroCity Bankshares's total interest income?
Over 4 years (2021 to 2025), MetroCity Bankshares's total interest income has grown at a 19.4% compound annual growth rate (CAGR), from $108.74M to $220.83M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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