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MetroCity Bankshares MCBS Total noninterest expense

Total noninterest expense at other companies

East-West Bancorp logo
East-West BancorpEWBC
$290.62M+13.5%
Hanmi Financial logo
Hanmi FinancialHAFC
$39.04M+7.4%
CTB
Community Trust BancorpCTBI
$37.37M+4.8%
Eagle Bancorp logo
Eagle BancorpEGBN
$44.03M+1.3%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$42.64M+0.2%
Midland States Bancorp logo
Midland States BancorpMSBI
$50.42M-75.2%

Other financials

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Cash flow

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Operating cash flow$24.9M+72.4%
CapEx$1.5M+1,142%
Free cash flow$24.9M+73.8%

Valuation

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Market cap$1.03B+25.3%
Enterprise value$780.11M
P/E12.9×
P/S5.7×

Profitability

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Net margin43.8%-1.4pp
FCF margin41.6%

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092674
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Advertising178149401316
Merger-related expenses2703331,946595
Other expenses5,3023,36810,2246,483
Total noninterest expense19,95714,11341,39527,912
Income before provision for income taxes30,63123,66960,85045,745
Provision for income taxes8,5006,84316,40512,622
Net income available to common shareholders$22,131$16,826$44,445$33,123
Earnings per share:

Item 1. Financial Statements

FAQ

What is MetroCity Bankshares's total noninterest expense?
MetroCity Bankshares (MCBS) reported total noninterest expense of $19.96M in Q2 2026.
How has MetroCity Bankshares's total noninterest expense changed year-over-year?
MetroCity Bankshares's total noninterest expense increased by 41.4% year-over-year, from $14.11M to $19.96M.
What is the long-term trend for MetroCity Bankshares's total noninterest expense?
Over 4 years (2021 to 2025), MetroCity Bankshares's total noninterest expense has grown at a 7.0% compound annual growth rate (CAGR), from $48.31M to $63.26M.
What does total noninterest expense mean?
Aggregates all operating expenses excluding interest expense, such as personnel costs, occupancy, technology, and professional services. This metric is the primary measure of the bank's overall cost structure and operational discipline. It is frequently used to calculate the efficiency ratio, which compares these costs against total revenue to determine operational productivity.

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