Mercado Libre Long-term financing receivables (net of allowances of $27 in 2026 and $34 in 2025) increased by 33.5% to $510.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 184.9%, from $179.00M to $510.00M. Over 5 years (FY 2020 to FY 2025), Long-term financing receivables (net of allowances of $27 in 2026 and $34 in 2025) shows an upward trend with a 98.3% CAGR.
Growth suggests an expansion of long-term customer financing programs, while a decrease may indicate a shift in credit risk appetite or financing strategy.
This represents the long-term portion of receivables from financing activities, such as multi-year equipment installment...
Common in industries providing long-term consumer financing for hardware.
non_current_assets_notes_and_loans_receivable_net_noncurrent| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $23.27M | $31.18M | $61.01M | $80.00M | $55.00M | $42.00M | $32.00M | $31.00M | $76.00M | $42.00M | $65.00M | $86.00M | $111.00M | $156.00M | $179.00M | $225.00M | $277.00M | $382.00M | $510.00M |
| QoQ Change | — | +34.0% | +95.6% | +31.1% | -31.3% | -23.6% | -23.8% | -3.1% | +145.2% | -44.7% | +54.8% | +32.3% | +29.1% | +40.5% | +14.7% | +25.7% | +23.1% | +37.9% | +33.5% |
| YoY Change | — | — | — | — | +136.4% | +34.7% | -47.6% | -61.3% | +38.2% | +0.0% | +103.1% | +177.4% | +46.1% | +271.4% | +175.4% | +161.6% | +149.5% | +144.9% | +184.9% |