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Mid Penn Bancorp MPB Provision for Credit Losses

Provision for Credit Losses at other companies

M&T Bank logo
M&T BankMTB
$120M+14.3%
Fulton Financial logo
Fulton FinancialFULT
$4.9M-43.1%
Midland States Bancorp logo
Midland States BancorpMSBI
$5M-53.9%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$2.52M+11.3%
CNB Financial logo
CNB FinancialCCNE
-$66K-205%
Northwest Bancshares logo
Northwest BancsharesNWBI
$6.64M-24.1%

Other financials

Income statement

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Revenue$75.9M+39.6%
Net income$21.7M+356%
EPS (diluted)$0.85+286%

Balance sheet

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Cash & equivalents$86.6M-74.3%
Total debt$153.8M+902%
Total equity$901.9M+16.3%
Total assets$7.1B+11.1%

Cash flow

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Operating cash flow$32.4M-5.4%
CapEx$1.2M-33.7%
Free cash flow$31.2M-3.9%

Valuation

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Market cap$952.06M+51.4%
Enterprise value$1.02B+232%
P/E14×-0.3×
P/S3.6×+0.4×

Profitability

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Net margin25.8%+3.2pp
FCF margin27.9%-2.4pp

Returns & leverage

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Return on equity8.1%+1.5pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Mid Penn Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Mid Penn Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000879635-26-000051
(Dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Net Interest Income65,28048,206120,52990,715
Provision for credit losses - loans5572,2452,2052,566
Benefit for credit losses - credit commitments(29)24(83)4
Net provision for credit losses5282,2692,1222,570
Net Interest Income After Provision for Credit Losses$64,752$45,937$118,407$88,145
NONINTEREST INCOME
Fiduciary and wealth management3,8911,4067,5522,546
ATM debit card interchange1,1699582,2041,877

Cover / Front Matter

FAQ

What is Mid Penn Bancorp's provision for credit losses?
Mid Penn Bancorp (MPB) reported provision for credit losses of $528K in Q2 2026.
How has Mid Penn Bancorp's provision for credit losses changed year-over-year?
Mid Penn Bancorp's provision for credit losses decreased by 76.7% year-over-year, from $2.27M to $528K.
What is the long-term trend for Mid Penn Bancorp's provision for credit losses?
Over 3 years (2021 to 2024), Mid Penn Bancorp's provision for credit losses has grown at a -19.9% compound annual growth rate (CAGR), from $2.95M to $1.52M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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